Debt Collection by Julie Walker J.D. Candidate 2020, Drake University Law School, Research Associate, University of Maryland
 
Owing a debt you cannot pay comes with many challenges. Just because you have an outstanding debt, however, debt collectors do not have the right to harass you with abusive phone calls. When debt collectors contact you, they are required to interact with you with respect and dignity. It is important to keep in mind that you control the communication relationship with debt collectors, and you have rights to privacy and respect.