In a typical tenant farming relationship, the tenant farmer and the landowner commonly have insurance coverage. But how can a landowner protect himself or herself from exposure to liability for the acts of the tenant?
For example, let’s imagine that a tenant farmer accidentally causes property damage to a neighboring farm during harvest, using a tractor provided by the landowner. In order to receive damages for the loss, the neighboring farmer files a claim with the tenant farmer’s insurance carrier. The tenant farmer’s insurance carrier pays the claim but then proceeds to seek damages from the landowner based on the faulty tractor provided to the tenant. This can be an unwelcomed surprise for a landowner who had no knowledge or control over the accident that caused the damage.Read More